Sticking to a budget nowadays can feel like a real challenge, especially after a trip to the grocery store.
Feeding your family has never been more expensive as inflation drives food prices higher and higher. And with inflation not expected to pop soon, you’re positive you’re stuck dropping a mini fortune every time you fill the fridge.
The truth is, you don’t have to take these prices lying down. You can spend less at the supermarket to save more money.
Why Are Food Savings So Important?
When every trip to the grocery store is taking up more of your paycheck, you may not be contributing to your emergency fund regularly — or at all!
Living without emergency savings is never a good idea. If something goes wrong, like a blown tire or urgent doctor’s appointment, you won’t have the funds to pay for it.
Are you fielding this stressful emergency right now? If your savings fall short of an unexpected expense, you can look into a cash advance online.
Cash advance loans provide convenient safety nets when your emergency fund tears, catching you before your budget goes splat.
Rate shopping these cash advances before you apply for an online loan today can help you find the best deal for your finances. You’ll be able to compare online direct lenders, their eligibility requirements, and costs.
Simple Grocery Shopping Tips To Help You Refill Your Emergency Fund
1. Never Shop Hungry
Let’s start with the easiest tip to follow. Don’t browse the aisles with an empty stomach. Research shows hungry shoppers wind up spending 60% more this way.
2. Meal Plan
Planning your family’s meals for the week is one of the best ways to save money on food. You can organize a tight schedule of recipes that use cheap ingredients and your store’s weekly sales.
3. Don’t Deviate From Your List
A list can help you stick to the plan. You’ll avoid those snacks that magically appear in your cart, along with unnecessary produce that will only go bad in your fridge.
4. Start A Scrap Garden
You don’t need vast open space to start growing your own veg. You can grow a small scrap garden using the discarded ends of lettuce, carrots, and green onions as long as you have a windowsill.
5. Buy In Bulk Sparingly
Buying in bulk always sounds like a major steal. That is, until you get home with a 10-gallon jar of salsa. These portions can be hard to eat before it expires, so you wind up throwing money away along with the moldy food.
Next time you think about stocking up on bulk items, stick to pantry items and non-perishable household supplies.
6. Split Bulk Sales With Loved Ones
You might find an incredible deal on perishable food that you can’t overlook. Talk to a friend or family member to see if they’re willing to split the portions and the costs. That way, you’ll both tap into rock-bottom pricing without worrying about food waste.
7. Cook In Batches
The average American spends $67 a week on takeout, often because takeout is easier than cooking. Try batch cooking meals and freezing them whenever you have spare time. You’ll be able to pull these out of the freezer anytime you’re too exhausted to cook.
You don’t have to give up on saving money until inflation lowers. These tips can help you save enough at the grocery store to replenish your emergency fund.